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Paul Augustine



Thinking of buying or selling in Southeast Pennsylvania and looking for a GREAT experience? Call me at: (215)565-5335.

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What is ABR
Welcome > What is ABR...

 

About REBAC and the Accredited Buyer Representative (ABR) Designation 

The mission of the Real Estate Buyer’s Agent Council (REBAC) is to provide training and support that helps buyer’s representatives be successful in their business—and to educate consumers about the benefits of buyer representation and the ABR designation, in order to improve their home buying experience. 

Even though buyer representation is now largely available to homebuyers across the country,it wasn’t always so. As an advocate of homebuyers, REBAC has played a key role in creating that change—helping homebuyers receive the same level of representation in real estate transactions that was previously only awarded to sellers.  

By effecting substantial changes to the REALTORS Code of Ethics, REBAC has helped change the way real estate brokerage is conducted across the country, ultimately providing better service to real estate homebuyers.  

The way REBAC ensured buyers would be properly represented in the marketplace is by creating the ABR designation, and its educational criteria that focus on providing the services that a buyer requires during their home purchase. 

Getting Started: What First Time Homebuyers Need to Know
One of the best ways to make the home buying process flow easier is to become better-acquainted with your options and clearly define your goals. Understanding the reasons you want to buy—and what you want to accomplish in your move—will go a long way towards shaping your plans and improving your results.  

Perhaps the most important first step involves deciding how you will approach your home search. Who will you work with throughout this process—and how will you work with them 

Why Use an ABR: Realtors Experienced in Buyer Representation

Buying a home is no small matter. Besides being the largest financial transaction you may ever undertake, it’s probably also the most complex. There are many good reasons to work with a qualified real estate professional—especially a trained professional who has earned the Accredited Buyer’s Representative (ABR) designation, representing best-in-class buyer services.  

When you look for an ABR before you look for a home, you’ll be served, not sold. Your interests become their interests. And you’ll be working with someone who has gone the extra mile by completing specialized training in delivering the best in buyer-representation services. Plus, a REALTOR who has an ABR Designation also has an established track record, with proven experience in representing the concerns of homebuyers.  

I’ve earned the ABR designation and invested the time and effort into creating a Home Buying Plan that I customize for each of my buyer’s individual wants and needs. So, while you’re considering who to hire to help you with the purchase of your next home make sure they understand Buyer Representation and practice it properly – hire an ABR. 

 

 

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
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What was a sure way to accumulate wealth through the 1970s and early 1980s?

A 
Many people made their fortunes in real estate during this period.
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Paul Augustine, REALTOR®, real estate agent and broker for Horsham, Hatboro and Warminster, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Paul Augustine
RE/MAX Centre

2701 York Rd.
Jamison, PA 18929
Cell: (215) 565-5335
Office: (215) 343-8200 x.115
PaulAugustine@NUMBER1EXPERT.com

Serving Southeast Pennsylvania, my areas of expertise are residential and investment real estate. Horsham, Hatboro, and Warminster are my core market areas. I am a life-long resident of Horsham, so I have an intimate knowledge of the Southeast Pennsylvania real estate market.

Southeast Pennsylvania has so much to offer, and each buyer and seller's individual needs are unique. My knowledge of the local market allows me to help my clients make informed decisions about where to move and when to move. If they are selling, I want to use my market expertise to help them sell for top dollar. If they are buying, I want to make sure they buy under the right terms and for the right reasons - I take a lot of time to tune in to their interests, wants, and needs to help them decide where to buy.

My professional designations and accolades include:
-Accredited Buyer Representative (ABR)
-Certified Distressed Property Expert (CDPE)
-Certified Residential Specialist (CRS)
-RE/MAX 100% Club (2006-Present)

With most of my business coming from repeat and referred clientelle, the primary focus for me is serving my clients during and after their transactional needs are met. Along with a network of excellent service and trade professionals, I oversee all the details of my clients move and give them a great experience!

CRS ABR REALTOR MLS Equal Housing


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